"Our Commitment is to deliver quality and convenience to our customers by providing service 24 hours per day and 365 days a year" said by Mr. In Channy, President & CEO of ACLEDA Bank Plc.


About ACLEDA Bank Plc.


ACLEDA Bank Headquarters Banking Hall ACLEDA Bank is a public limited company formed under the Banking and Financial Institution Law of the Kingdom of Cambodia. Originally, it was founded in January 1993, as a national NGO for micro and small enterprises' development and credit. On October 07, 2000, it was licensed by the National Bank of Cambodia as a specialised bank (ACLEDA Bank Limited), on December 01, 2003, the bank was licensed as a commercial bank and renamed to ACLEDA Bank Plc. It is the first bank that receive indefinite license from National Bank of Cambodia on November 26, 2006.

By June 2007, the bank had 3,924 employees working in 166 offices in all 24 provinces/towns across Cambodia. It has the largest branch network in the country. Its last year Total Assets increased by 80.2% to US$223.2 million, Net Profit After Tax rose by 58.6% to a record US$6.7 million and Return on Average Equity is 26.7%.

Shareholders

Since becoming a registered bank in 2000 ACLEDA Bank raised its capital to US$4 million, 2003 US$13 million, and 2006 US$30 million. This latest in what has become a regular 3-year cycle of capital building, will give ACLEDA Bank one of the strongest balance sheet of any bank in Cambodia.

Total shared capital of US$30 million represented by 30 million ordinary shares is 51% owned by Cambodia interests, including its staff, with the remaining 49% taken up in equal parts by IFC (a division of the World Bank), DEG (a part of KfW, Germany), FMO, and Triodos Doen Foundation together with Triodos Fair Share Fund (The Netherlands).

Vision & Mission

"ACLEDA Bank's vision is to be Cambodia's leading commercial bank providing superior financial services to all segments of the community."

"Our mission is to provide micro, small and medium entrepreneurs with the wherewithal to manage their financial resources efficiently and by doing so to improve the quality of their lives. By achieving these goals we will ensure a sustainable and growing benefit to our shareholders, our staff and the community at large. We will at all times observe the highest principles of ethical behaviour, respect for society, the law and the environment."

Information Technology

Temenos' GLOBUS, the bank's on-line IT system, was replaced by Temenos T24 in July and is now proving its capability in handling the bank's expanding volumes. It is planned that the majority of our offices will be on-line by the end of 2007. At the same time the MIS was upgraded to provide more detailed information at the branch and district level which has not only improved service but helped the bank manage risk better.

Risk Management

Under the leadership of ARCO and with advice from PricewaterhouseCoopers our risk management is being continually refined and a Risk Management Committee with an expanded brief has been established to examine risk in a broader sense taking into account the probability of occurrence and potential impact. The bank achieved another 'first' for Cambodia by taking out Bankers Blanket Bond insurance underwritten by two large international insurers covering a comprehensive range of risk from robbery, fraud and embezzlement, computer and electronic crime, and Directors and Officers Liability. ACLEDA Bank continues to be an active member of the Risk Management Association – a leading US based industry association – which provides access to the latest learning tools and allows us to benchmark ourselves against international standards.

International Recognition

Moody's reaffirmed ACLEDA's Bank Financial Strength Rating of 'D' with outlook 'stable' notwithstanding the lack of a sovereign risk rating for Cambodia, which places us on the level of some of the best domestic banks in Asia's emerging markets. ACLEDA continued to receive accolades from its international correspondents with both HSBC (for the second time) and Standard Chartered Bank awarding certificates of excellence for international payment processing. We highly value such recognition as this raises our profile in the international marketplace and creates confidence with our trade and remittance customers.
Trade Finance Service

Trade Finance

Our Trade Finance Division continued to thrive particularly in exports with more foreign buyers now dealing direct with Cambodian suppliers rather than through informal arrangements with third country middlemen. This was achieved with the support of our Financial Institutions Unit who have built up a comprehensive web of correspondents around the world now covering 648 branches in 46 countries, including some of the biggest names in international banking. The signing of an agreement in early 2007 to participate in IFC's Global Trade Finance Program, the first bank in Cambodia to be selected for this, will allow us to reach out to more customers, facilitate Cambodia's external trade growth and open doors to new international trade relations.

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International Correspondents

List of our principal correspondents for remittance cover in various currencies:

Currency Name of Bank Location SWIF/BIC
USD American Express Bank Limited New York, USA AEIBUS33
HSBC Bank USA New York, USA MRMDUS33
Masreqbank psc New York, USA MSHQUS33
Standard Chartered Bank New York, USA SCBLUS33
Wachovia Bank New York International Branch PNBPUS3NNYC
Vietnam Bank for Agriculture and Rural Development Hanoi, Vietnam VBAAVNVX
EUR American Express Bank GmbH Frankfurt, Germany AEIBDEFX
ING Belgium NV/SA Brussels, Belgium BBRUBEBB
Standard Chartered Bank London, United Kingdom SCBLGB2L
THB United Overseas Bank (Thai) Public Company Limited Bangkok, Thailand BKASTHBK
AUD Commonwealth Bank of Australia Sydney, Australia CTBAAU2S
VND Vietnam Bank for Agriculture and Rural Development Hanoi, Vietnam VBAAVNVX
CAD Bank of Nova Scotia Toronto, Canada NOSCCATT

And other international correspondents include 72 banks in 47 countries with 768 corresponding branches. For more information on our international correspondents, please visit our website at www.acledabank.com.kh/PS_correspondents.asp

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Our Products & Services

The followings are products & services our bank is serving to customers. Should you have special instructions, we will tailor to meet your demands.


ACLEDA Card

For more detail, please visit our website at www.acledabank.com.kh/AB_productsNservices.asp

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Awards


     
Certificate of Achievement 2006 from Standard Chartered Bank     
     
Global Payments and Cash Management 2006     
Certificate of Appreciation from HSBC Bank     
     
CGAP Financial Transparency Award 2005     
     
IFC Client Leadership Award 2005     
     
The 10th Anniversary of Triodos Doen Award     
presented to ACLEDA Bank Plc.     



Please click on any picture for its larger view respectively.

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Contact Us

ACLEDA Bank Plc. Branches
ACLEDA Bank has established the largest branch network to every provinces and towns in Cambodia. For our contact detail, please click on any province/town in the map below or visit us at www.acledabank.com.kh/CU_locateUs.asp

BANTEAY MEANCHEY
#268D-269D-270D-271D, Group 13, Village 3, Preah Ponlear Commune, Serei Saophoan District, Banteay Meanchey Province, Cambodia.
Phone: (855)-54-958 821 / 958 634 / 958 541
Fax: (855)-54-710 092
E-mail: bmc@acledabank.com.kh

O CHROV DISTRICT–BANTEAY MEANCHEY
Balelay Village, Poypet Commune, O Chrov District, Banteay Meanchey Province, Cambodia.
Phone: (855)-54-967 020 / 967 468
Fax: (855)-54-967 469
E-mail: ppt@acledabank.com.kh

And 8 offices (Mongkul Borei, Preah Netr Preah, Thma Puok, Malai, Phnom Toch, Roluos, Srah Chik, Kob Commune)
BATTAMBANG
#899, Group 5, Romchek 4 Village, Rottanak Commune, Battambang District, Battambang Province, Cambodia.
Phone: (855)-53-952 054 / 953 153 / 953 152
Fax: (855)-53-952 051 / 399 004
E-mail: btb@acledabank.com.kh

And 7 offices (Banan, Bavel, Maung Russey, Samlout, Kaors Kralor, Sdao, Ta Poung)
KAMPONG CHAM
#31 & 33, Street Khemarak Phomin,Village 14, Kampong Cham Commune, Kampong Cham District, Kampong Cham Province, Cambodia.
Phone: (855)-42-941 703 / 941 708
Fax: (855)-42-941 702 / 391 702
E-mail: kcm@acledabank.com.kh

SREY SANTHOR DISTRICT–KAMPONG CHAM
Prekpor Krom Village, Prekpor Commune, Srey Santhor District, Kampong Cham Province, Cambodia.
Phone: (855)-42-394 454, (855)-12-683 981
Fax: (855)-42-394 447
E-mail: sth_kcm@camshin.com.kh

TBOUNG KHMUM DISTRICT–KAMPONG CHAM
#153, Group 9, Cheung Lorng Village, Suong Commune, Tboung Khmum District, Kampong Cham Province, Cambodia.
Phone: (855)-42-340 236 / 390 129, (855)-12-204 704 / 683 961
Fax: (855)-42-393 915 / 393 916
E-mail: tbk_kcmacleda@camshin.com.kh or tb_acleda@camshin.com.kh

PREY CHHOR DISTRICT OFFICE
Group 2, Prey Totueng Village, Chreyvien Commune, Prey Chhor District, Kampong Cham Province, Cambodia.
Phone: (855)-42-344 015, (855)-12-683 971
Fax: (855)-42-395 657 / 394 016
E-mail: prc_kcmacleda@camshin.com.kh

And 16 offices (Chamkar Leu, Memot, Ponhea Kraek, Bos Khnor, Krouch Chhmar, Mesar Chrey, Pa Av, Preaek Kak, Pongro, Sotip, Kang Ta Neung, Peam Chikang, Prektanong, Ampil Tapouk, Rokar Po Pram, Snuol)
KAMPONG CHHNANG
Trapaing Bei Village, Phsar Chhnang Commune, Kampong Chhnang District, Kampong Chhnang Province, Cambodia.
Phone: (855)-26-988 748 / 988 608 / 988 809
Fax: (855)-26-988 623
E-mail: kcg@acledabank.com.kh

And 6 offices (Kampong Tralach, Baribour, Akphivat, Prey Kri, Rolea B'ier, Svay Chuk)
KAMPONG THOM
#36, National Road No. 6, Group 3, Stung Sen Village, Kampong Krabao Commune, Stung Sen District, Kampong Thom Province, Cambodia.
Phone: (855)-62-961 243 / 962 247
Fax: (855)-62-961 444
E-mail: ktm@acledabank.com.kh

And 7 offices (Baray, Stoung, Baray, Sambour, Sandan, Sannkor, Soyoung)
KAMPONG SPEU
National Road No. 4, Samnang Village, Rokar Thom Commune, Chbar Mon District, Kampong Speu Province, Cambodia.
Phone: (855)-25-987 108
Fax: (855)-25-987 236 / 987 121
E-mail: ksp@acledabank.com.kh

ODONGK DISTRICT–KAMPONG SPEU
National Road No.5, Odongk Village, Viengchass Commune, Odongk District, Kampong Speu Province, Cambodia.
Phone: (855)-25-395 565
Fax: (855)-25-394 565 / 399 001
E-mail: odongk_ksp@camshin.com.kh

And 8 offices (Kong Pisey, Phnum Sruoch, Pras Nipein, Svay Rompear, Trapaing Kong, Traeng Trayueng, Ksemksan, Monorom)
KAMPOT-KEP
#27, Street 724, Group 1, 1 Ousphea Village, Kampong Kandal Commune, Kampong Bay District, Kampot Province, Cambodia.
Phone: (855)-33-932 880
Fax: (855)-33-932 334 / 932 335
E-mail: kpt@acledabank.com.kh

CHHUK DISTRICT OFFICE
Sat Pong Village, Sat Pong Commune, Chhouk District, Kampot Province, Cambodia.
Phone: (855)-12-528 074
Fax: (855)-33-399 008
E-mail: chhouk_acleda@camshin.net

And 5 offices (Kampong Trach, Dang Tung, Phnum Kong, Tuk Meas Khang Lech, Trapaing Raing)
KANDAL
Krapeu Ha Village, Prek Russey Commune, Takhmao District, Kandal Province, Cambodia.
Phone: (855)-23-425 623 / 425 995, (855)-12-587 865
Fax: (855)-23-425 691, (855)-24-393 906
E-mail: tkm@acledabank.com.kh or tkm_kdl@camshin.com.kh

ANGSNOUL DISTRICT–KANDAL
Baekchan Village, Baekchan Commune, Angsnoul District, Kandal Province, Cambodia.
Phone: (855)-24-393 336, (855)-23-355 258
Fax: (855)-24-395 557 / 392 139
E-mail: asn_kdlbr@camshin.com.kh

KIEN SVAY DISTRICT–KANDAL
#504, National Road No.1, Group 05, Tuol Thnort Village, Koki Commune, Kien Svay District, Kandal Province, Cambodia.
Phone: (855)-24-397 575 / 393 914
Fax: (855)-24-395 757
E-mail: adm_ksv@camshin.net

SAANG DISTRICT–KANDAL
Preaek Run Village, Preaek Koy Commune, Saang District, Kandal Province, Cambodia.
Phone: (855)-24-395 959, (855)-12-587 867
Fax: (855)-24-396 565
E-mail: 012587867@mobitel.com.kh

MUKH KAMPUL DISTRICT OFFICE
#53, Group 4, Kraom Village, Preaek Anchanh Commune, Mukh Kampul District, Kandal Province, Cambodia.
Phone: (855)-24-393 355 / 393 936, (855)-12-587 864
Fax: (855)-24-396 644 / 393 937
E-mail: 012587864@mobitel.com.kh

And 10 offices (Kaoh Thum, Damnak Ampil, Bueng Khyang, Barku, Svay Rolum, Peam Oknha Ong, Preaek Thmei, Samraong Thum, Preaek Ambel, Sampov Poun)
KOH KONG
#222, Group8, Village 2, Smach Mean Chey Commune, Smach Mean Chey District, Koh Kong Province, Cambodia.
Phone: (855)-35-936 693
Fax: (855)-35-936 639
E-mail: kkg@acledabank.com.kh
KRATIE
Road 12, Group 06, Kratie Village, Kratie Commune, Kratie District, Kratie Province, Cambodia.
Phone: (855)-72-971 707
Fax: (855)-72-971 706 / 391 708
E-mail: kte@acledabank.com.kh

And 2 offices (Chhloung, Sambo)
MONDULKIRI
O Spean Village, Speanmeanchey Commune, Senmonorom District, Mondulkiri Province, Cambodia.
Phone: (855)-73-399 001
Fax: (855)-73-399 002
E-mail: mki@acledabank.com.kh
OTDAR MEANCHEY
#127, Group 4, Samraong Village, Samraong Commune, Samraong District, Otdar Meanchey Province, Cambodia.
Phone: (855)-12-200 468 / (855)-11-448 468
Fax: (855)-15-632 114 / (855)-65-393 900
E-mail: omc@acledabank.com.kh

And 2 offices (Anlong Veng, Kouk Moan)
PAILIN
#Chor2/231, Phum Pahi Tboung, Sangkat Pailin, Khan Pailin, Pailin City, Cambodia.
Phone: (855)-12-424 501
Fax: (855)-55-399 001
E-mail: pln@acledabank.com.kh

And 3 offices (Kamrieng, Phnum Proek, Sampov Lun)
PHNOM PENH
#29, Street 217, Sangkat Veal Vong, Khan 7 Makara, Phnom Penh, Cambodia.
Phone: (855)-23-997 169 / 997 179 / 997 189
Fax: (855)-23-997 170 / 997 180
E-mail: pnp@acledabank.com.kh

STEUNG MEANCHEY
#235, Monireth Blvd.(217), Group 51, Phum 17, Sangkat Beung Salang, khan Tuol Kork, Phnom Penh, Cambodia.
Phone: (855)-23-883 013 / 883 014 / 997 910 / 997 911
Fax: (855)-23 883 061/ 997 912
E-mail: smc@acledabank.com.kh

BEUNG TRABEK
#28, Mao Tse Tung Blvd., Sankat Beung Trabek, Khnan Chamcarmon, Phnom Penh, Cambodia.
Phone: (855)-23-214 634 / 993 780 / 364 619
Fax: (855)-23-364 914 / 721 760 / 996 594 / 996 585
E-mail: btrckm@acledabank.com.kh

DANGKOR
Group 9, Phum Paprak Khang Cheung, Sangkat Kakab, Khan Dangkor, Phnom Penh, Cambodia.
Phone: (855)-23-890 490 / 890 468, (855)-12-968 295
Fax: (855)-23-890 130
E-mail: dkr@acledabank.com.kh

DAUN PENH
#248, Preah Monivong Blvd.(Street 93), Sangkat Boeung Raing, Khan Daun Penh, Phnom Penh, Cambodia.
Phone: (855)-23-222 626 / 222 424 / 223 535 / 224 545
Fax: (855)-23-223 670 / 220 522
E-mail: dpn@acledabank.com.kh

RUSSEY KEO I
#482, Group 6, Phum Spean Khpous, Sangkat Kilometre No.6, Khan Russey Keo, Phnom Penh, Cambodia.
Phone: (855)-23-430 673 / 427 668, (855)-12-587 862
Fax: (855)-23-430 645
E-mail: rsk1@acledabank.com.kh

RUSSEY KEO II
#A06-A07-A08-A09, Group 8, Phum 3, Sangkat Chruoy Chang Var, Khan Russey Keo, Phnom Penh, Cambodia.
Phone: (855)-23-430 527 / 430 779
Fax: (855)-23-430 537
E-mail: rsk2@acledabank.com.kh

MEANCHEY
#32, National Road No. 1, Group 3, Phum Doeum Ampil, Sangkat Chbar Ampeou I, Khan MeanChey, Phnom Penh, Cambodia.
Phone: (855)-23-720 633 / 997 277
Fax: (855)-23-720 414
E-mail: mch@acledabank.com.kh

And 3 offices (Rokakaong 1, Svay Romiet, Vihear Suor)
PREAH VIHEAR
Lor Oet Village, Kampong Pranak Commune, Tbeng Mean Chey District, Preah Vihear Province, Cambodia.
Phone: (855)-12-289 851 / 659 471 / 922 550
Fax: (855)-12-401 507
E-mail: pvh@acledabank.com.kh

And 3 offices (Choam Ksan, Kuleaen Tboung, Robeab)
PREY VENG
Group 9, Village 4, Kampong Leav Commune, Kampong Leav District, Prey Veng Province, Cambodia.
Phone: (855)-43-944 555
Fax: (855)-43-944 577 / 399 003
E-mail: pvg@acledabank.com.kh

PEAM RO DISTRICT–PREY VENG
Group 3, Village 1, Preaek Khsay "B" Commune, Peam Ro District, Prey Veng Province, Cambodia.
Phone: (855)-43-750 153 / 750 193, (855)-12-639 374
Fax: (855)-43-750 142
E-mail: 012639374@mobitel.com.kh or acleda_pmr@camshin.com.kh

And 10 offices (Leuk Daek, Kamchai Mear, Kampong Trabaek, Pea Reang, Chheu Kach, Svay Pluos, Angkor Reach, Chiphuch, Kampong Po Pil, Prekchankran)
PURSAT
#239, National Road No.5, Peal Nhek 1 Village, Pteah Prey Commune, Sampov Meas District, Pursat Province, Cambodia.
Phone: (855)-52-951 434
Fax: (855)-52-951 634
E-mail: pur@acledabank.com.kh

And 8 offices (Bakan, Krakor, Chheu Tom, Kandieng, Leach, Otapong, Tnaot Chum, Talo)
RATTANAKIRI
Village 1, Labanseak Commune, Banlung District, Rattanakiri Province, Cambodia.
Phone: (855)-75-974 220 / 974 333
Fax: (855)-75-974 221
E-mail: rtk@acledabank.com.kh
SIEM REAP
#1, 2 & 3, Sivutha Street, Mondul 2 Village, Svay Dangkum Commune, Siem Reap District, Siem Reap Province, Cambodia.
Phone: (855)-63-963 660 / 963 251
Fax: (855)-63-963 280 / 393 911
E-mail: srp@acledabank.com.kh

And 9 offices (Chi Kraeng, Kralanh, Puok, Sotr Nikom, Siem Reap, Char Chhouk, Chruoy Neang Nguon, Kantreang, Sasar Sdam)
SIHANOUKVILLE
#118, Group 16, Phum 2, Sangkat 4, Khan Mittapheap, Sihanouk Ville, Cambodia.
Phone: (855)-34-320 232 / 933 723
Fax: (855)-34-933 923
E-mail: snv@acledabank.com.kh

And 3 offices (Prey Nob, Sre Ambel, Steung Hav)
SVAY RIENG
Rong Banlae Village, Svay Rieng Commune, Svay Rieng District, Svay Rieng Province, Cambodia.
Phone: (855)-44-945 545 / 945 596
Fax: (855)-44-391 119
E-mail: svg@acledabank.com.kh

And 3 offices (Chrak Mates, Daun Sar, Kampong Trach)
STUNG TRENG
Kandal Village, Stung Treng Commune, Stung Treng District, Stung Treng Province, Cambodia.
Phone: (855)-74-973 684
Fax: (855)-74-973 685
E-mail: stg@acledabank.com.kh
TAKEO
National Road No. 2, Lory Village, Rokar Khnong Commune, Don Keo District, Takeo Province, Cambodia.
Phone: (855)-32-931 246
Fax: (855)-32-931 144 / 343 638 / 931 567
E-mail: tko@acledabank.com.kh

And 12 offices (Bati, Kirivong, Preykabas, Tram Kak, Angkor Borei, Beung Tranh Khang Choeung, Preyphdau, Prey Romdeng, Smaong, Sophy, Samraong, Tram Kak)

ACLEDA Bank Plc. Headquarters
#61, Preah Monivong Blvd., Sangkat Srah Chork, Khan Daun Penh, Phnom Penh, Cambodia.
P.O. Box: 1149
SWIFT Code: ACLBKHPP
Phone: (855)-23-430 999 / 998 777
Fax: (855)-23 430 555 / 998 666
E-mail: acledabank@acledabank.com.kh
Website: www.acledabank.com.kh

Customer Inquiry (at anytime - 24/7)
If you have any questions or comments regarding ACLEDA Bank products or services' features, instructions, pricing or where we are located, our Customer Service can offer you an immediate answer to your question.
Phone: (855)-23-994 444
E-mail: inquiry@acledabank.com.kh back to top


Website: www.acledabank.com.kh      E-mail: acledabank@acledabank.com.kh      SWIFT Code: ACLBKHPP